Are you an individual or family looking for an opportunity to buy a simple, affordable house? The GDM Habitat homeownership program offers qualified families and individuals the opportunity for an affordable mortgage. The application process takes several months, and the homeownership program typically takes between 12 and 24 months to complete.
⇒ how to apply ⇐
1. Both applicant AND co-applicant (if there is a co-applicant) MUST attend an entire informational meeting in order to apply for the GDM Habitat homeownership program.
2. In order to start the application process, you MUST BRING:
•$20.00 money order for credit report fee (will only be used if you choose to go through the application process)
• Copies of your three most recent months of pay stubs or income history for all adults living in the household.
• A valid photo ID AND a copy of that ID for Habitat to keep.
3. No child care available.
Do you qualify?
Families must earn between 30-60% of the area median income and have a need for affordable housing.
Ability to Pay
Families who partner with GDM Habitat purchase their home from Habitat with a 20-30 year affordable mortgage.full family selection criteria
Willingness to Partner
Families complete 300-400 hours of sweat equity helping build their home and 24 hours of pre-purchase homebuyer education.
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Tem & Lia
“This is our house, this is our home and it will make our lives better. We are thankful for Habitat in helping us buy a house.”
“As a homeowner, I will feel confidence. I will be powerful. I will be able to take care of my kids and help them be successful.”